Raise

We made it to payday without borrowing any more money! Hooray.

I got a $10,000 raise, which will help pay more towards the debt. The retroactive raise amount will be the start of our emergency fund, which I am happy about. I've never had an emergency fund because I always thought it would be better to apply that money towards the debt. Which never really worked.

But I'm keeping mind that old adage that doing the same thing over and over and expecting different results is insanity. So, something different!