Still Waiting for that Lotto

Its Sept 1 and I have just about 11K in credit card debt. Not a ton of progress this summer. That ER fund i talked about in previous post was gone in a flash on car repairs.  That bank of america card is not paid off but it should be on Sept 14th. That will leave about 10K on one credit card. It will be a huge relief.  But it hasn't happened yet. And I don't have an emergency fund.

This month I got a lot better at being frugal. I am paying in cash and cut out some gifts I would have normally done.

We are annoyed with our ratty clothes. Summer was pretty fun but it sucks to feel like every penny is budgeted away for the necessities and debt.

I'm tired of thiniking about money all the time. You would think with all the thinking about money, budgeting, and (mostly) frugal living we would be in a better place.

Of course the debt is MUCH less then it was a year ago. But it wasn't alot of fun and we are still 10K away.